Effective Date: January 2026

1. Introduction

Welcome to the Ayeinc website. By accessing our services, you agree to be bound by these Terms and Conditions. These terms apply to all visitors, users, and clients of Ayeinc Ltd.

2. Scope of Services

Ayeinc provides property sourcing, sales, and bespoke financial consultancy.

  • Property Sourcing: We act as an introductory agent and consultant. We do not provide structural surveys or legal title guarantees.

  • Finance Consultancy: Our team provides mortgage and investment advice. We are not a lender ourselves but act as an intermediary to secure products from third-party financial institutions.

3. Financial Disclaimers (UK Regulatory)

  • Risk Warning: Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

  • Investment Risk: All property investments carry risk. Past performance (yields and capital growth) is not a guaranteed indicator of future results.

  • Fees: Any specific brokerage or consultancy fees will be clearly outlined in a separate Client Engagement Letter before any financial commitments are made.

4. Client Obligations

To comply with the UK Money Laundering Regulations (AML), all clients must provide valid proof of identity and proof of funds when requested. Failure to provide this documentation will result in the immediate termination of our services.

5. Accuracy of Property Information

While we strive for 100% accuracy in our property listings, all descriptions, dimensions, and yields are intended as a guide only. Buyers are responsible for conducting their own surveys and legal due diligence through a qualified solicitor.

6. Intellectual Property

All content on this website, including text, logos, and property photography, is the property of Ayeinc Ltd and is protected by UK copyright laws. Unauthorized reproduction is strictly prohibited.

7. Limitation of Liability

To the maximum extent permitted by English law, Ayeinc shall not be liable for any indirect or consequential loss, including loss of profit or investment capital, arising from the use of our services or reliance on market data provided on this site.

8. Third-Party Links & Services

Our website may contain links to third-party websites (e.g., lenders or solicitors). We are not responsible for their content or the services they provide.

9. Complaints Procedure

We aim to provide the highest standard of service. If you are dissatisfied, please contact our Compliance Officer at [Insert Email]. We are members of The Property Ombudsman (TPO), and you may refer unresolved disputes to them.

10. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.